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The Grafman-Karcie Team, REALTORŽ, real estate agents and broker for Prescott, Prescott Valley and Chino Valley Arizona home listings, property and land for sale - NUMBER1EXPERT(tm)

Greetings from the Grafman-Karcie Team!

Here You Can Find Great Information on Prescott, Prescott Valley and Chino Valley, Arizona Real Estate

Looking for homes? Search everything the web has to offer, right here! Don't miss our Feature Homes.

Need local real estate information? We've summarized much of what is important about the Prescott, Prescott Valley and Chino Valley real estate market in this site.

Need expert advice? No web site, large or small, can take the place of a top real estate agent. Not even ours! This site is filled with ways that you can contact us for one-on-one expert help and advice. That's our job.

Contact us with confidence! We guarantee your privacy will be respected. And we offer the services on this site for free and without obligation. Why? We want to be YOUR real estate agents. As your trusted, professional real estate partners, we will help you find the best home in your area within your price range. And together we will sell your home, for as much as the market will bear, and as quickly as possible.

Buying and selling a home is one of the biggest events in your life. As top Prescott, Prescott Valley and Chino Valley real estate agents, we have the experience and track record you are looking for. Please let us help.

- Grafman-Karcie Team

School Reports in Prescott, Prescott Valley and Chino Valley, Arizona

"A model of how the Internet can facilitate the process of deciding where to send your children to school"
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Arizona Public, Private and Charter Schools: Compare them using these top-rated, comprehensive reports.

Schools in Prescott, Prescott Valley and Chino Valley

Financing Your Home >Who Pays the Points

When home buyers shop for financing, they must consider two important factors--the interest rate and the points. Each point is equal to one percent of the mortgage amount. If you are selling a home, the buyers may ask you to share the points with them.

The buyer usually pays the points. But if the offer is attractive and will give you the amount you want, paying one or more points might be a good idea. When a contract is presented, your real estate agent will go over the price and terms to help you calculate the net price you will receive. If the offer isn't strong enough or has risky contingencies, you might make a counter offer to increase your profit on the sale by eliminating the points from your selling costs or by increasing the price to help you absorb additional costs you will pay.

In some cases, buyers with limited cash may need some assistance from the sellers to make the transaction work. Your real estate agent will help you look at the total picture and the buyer's overall qualifications, so that you can make a decision based on the bottom line.

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Q	Nearly every state has a mandate for seller disclosure. What must a seller disclose?
A	The seller must disclose any existing problems, defects or conditions that could affect the value of the house.
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Grafman-Karcie Team
RE/MAX Mountain Properties
731 W Gurley St
Prescott, AZ. 86305
928-776-7701
800-773-7268
Fax: 928-441-5900
Email: sales@gogkteam.com

Thinking about buying property in Prescott, Arizona? Then you've come to the right place! We have the information, the expertise and the desire to answer your questions and make your very important purchase go as smoothly as possible. Find out why the Grafman-Karcie Team is Number One in Prescott.

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